Rent Arrears: What to Do When You Can’t Pay Your Rent

Enter your postcode to get a quote. Or speak to one of our storage experts: 078 347 3314 (Mo-So)
up to 40% cheaper
over 400 happy customers
24/7 CCTV
servicing all of Germany

Causes, options, and how to regain control — without losing everything

Losing a job, going through a breakup, dealing with illness — there are many reasons why rent might fall behind. But missed payments don’t always have to lead to eviction.
Rent arrears are more common than you think, and the good news is: if you act early, you have options.

In this guide, we’ll walk you through your rights, possible solutions, and next steps — plus a smart plan for your belongings if you need to move out temporarily.

What Are Rent Arrears — and When Do They Become Critical?

Rent arrears occur when you fail to pay rent (or utilities) partially or fully. In many countries — including Germany — two consecutive missed payments can legally lead to termination of the lease.

But it doesn’t have to go that far. What matters most: taking action before it’s too late.

Common causes of rent debt:

  • Job loss or reduced working hours
  • Separation or divorce
  • Health issues or family emergencies
  • Rising cost of living and inflation
  • Poor financial planning or lack of support

How to Manage Rent Arrears: 5 Actionable Tips

1. Communicate early and honestly
Reach out to your landlord as soon as possible. Offer partial payments or a written repayment plan. Transparency builds trust.

2. Seek outside help
Talk to a tenants’ association, social services, or a debt counseling agency. These organizations are familiar with your rights — and can often mediate between you and your landlord.

3. Check if you’re eligible for housing benefits
If your income falls below a certain level, you might qualify for public housing support — which could prevent further arrears.

4. Negotiate rent deferrals or reductions
Some landlords are willing to temporarily reduce rent or accept delayed payments, especially when you show initiative and commitment.

5. Prevent eviction if possible
In many countries, if rent arrears are paid in full within two months of receiving the eviction notice, the lease can be reinstated. Time is of the essence — act quickly.

Can’t Stay? Don’t Lose Your Belongings — Store Them Securely with SaveSpace

If staying isn’t possible or you decide to leave voluntarily, there’s still the issue of your belongings:
Where will your furniture, boxes, or personal items go — especially if you’re on a tight budget?

SaveSpace is your flexible storage solution.
We collect your things, store them safely, and deliver them back when you have a new place — no long-term contracts or stress.

How it works:

  • We pick up your furniture, boxes, or entire household directly from your home
  • Everything is stored in a secure, dry, video-monitored storage unit
  • You receive a digital photo inventory of everything stored
  • We deliver your items back whenever and wherever you want — even to a new city
  • You only pay for the space you actually use — with no fixed terms

📦 That means peace of mind, room to breathe, and time to reorganize your next steps — without giving up everything you own.

Life Happens. SaveSpace Helps You Keep What Matters.

If your circumstances are changing, you don’t have to lose control.
SaveSpace gives you storage when and where you need it — easy, affordable, and trustworthy.

📦 Get a free quote today and secure your personal storage — with SaveSpace